A Primer on Medicare and Medigap Coverage

Despite all the public discussion about health care, very few people under the age of 65 understand the basics of Medicare, the federal health program for seniors and certain disabled individuals, or Medigap, the supplemental private coverage many buy to cover treatment that shortfalls what the federal... 

Getting Your Finances Ready for the Next Rainy Day – or Decade

It was Benjamin Franklin who once said, “The man who achieves makes many mistakes, but he never makes the biggest mistake of all – doing nothing.” As the nation continues to work its way out of recession and investors begin to take stock of what looks like a lost decade in their portfolios,... 

It’s Summertime – Not a Bad Time for a Midyear Financial Checkup

The weather’s great, so staying inside with your finances probably doesn’t sound like a very entertaining option. But a midyear review of your tax situation, retirement and spending issues can be far more valuable than the rushed attempt most people make at the end of the year-or when it’s... 

Thinking About Starting a Business? In This Economy, Don’t Quit Your Day Job – Start With Good Advice First.

If you’ve ever fantasized about quitting your job and starting a business, you’re certainly not alone. However, it’s definitely not something to do on a whim – you’ll need time and good advice. A business startup requires parallel planning in advance for your business and... 

Preserving the Family Vacation – Top Tips to Keep Spending in Check

As the economy continues its climb out of recession, many families might be thinking twice about what they spend on the annual summer vacation. But there are ways to preserve the tradition by being smart about spending. Some ideas: Get on the mailing list: For any possible destination you can think of,... 

How Does the Stimulus Plan Affect You? It’s Good to Get Some Advice Now.

The biggest benefit from the $787.2 billion federal stimulus package will hopefully be a noticeable improvement in the nation’s economy. But on an individual level, it’s wise to check if you might be eligible for benefits in health care, education, various tax credits and housing. A visit... 

Ways to Save Money on Health Care and Health Insurance in Troubled Times

Whether you buy your healthcare coverage through your employer or independently, you need to look at your coverage the same way cost-cutting entrepreneurs do.  Buying coverage in the future won’t stop at finding the best price – what you pay increasingly will involve how well you personally... 

Bank-Owned Real Estate May Be Plentiful, But Learn the Ropes Before You Invest

Last month, RealtyTrac, a leading online market for foreclosure properties, reported that over 3.16 million foreclosure filings were made in 2008, up 81 percent from 2007 and up 225 percent from 2006. There was one more stunning fact – that one in 54 U.S. housing units received at least one of...