Be Careful When Rebalancing Your Kid’s 529 Plan Allocation

Market extremes tend to make uninformed people invest at extremes.  As the market has suffered over the past nine months, families putting their college savings into 529 college savings plans have watched their stock-based holdings shrink with the market and many have run for cover. This has fueled... 

Ways to Save Money on Health Care and Health Insurance in Troubled Times

Whether you buy your healthcare coverage through your employer or independently, you need to look at your coverage the same way cost-cutting entrepreneurs do.  Buying coverage in the future won’t stop at finding the best price – what you pay increasingly will involve how well you personally... 

Big Windfalls and Structured Settlements – What They Are and How to Handle Them

If you’ve received this windfall, it might sound like you’re fixed for life.  The reality is that your financial life has changed drastically, and you need to plan for it. A structured settlement is a way of receiving partial payments for a major amount of money you’ve won or received... 

Bank-Owned Real Estate May Be Plentiful, But Learn the Ropes Before You Invest

Last month, RealtyTrac, a leading online market for foreclosure properties, reported that over 3.16 million foreclosure filings were made in 2008, up 81 percent from 2007 and up 225 percent from 2006. There was one more stunning fact – that one in 54 U.S. housing units received at least one of... 

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