Getting Your Finances Ready for the Next Rainy Day – or Decade

It was Benjamin Franklin who once said, “The man who achieves makes many mistakes, but he never makes the biggest mistake of all – doing nothing.” As the nation continues to work its way out of recession and investors begin to take stock of what looks like a lost decade in their portfolios,... 

Why Every College Freshman Should Consider Starting a Roth IRA

At no time since the Great Depression have college students worried more about money. Tuition continues to rise, financing sources continue to contract. So why should a student worry about finding money for, of all things, retirement? Because even a few dollars a week put toward a Roth IRA can reap enormous... 

Reverse Mortgages – What Do You and Your Parents Need to Know?

The number of reverse mortgages backed by the government jumped nearly 20 percent in March and April alone from the same period in 2008. At a time when seniors have seen their retirement assets depleted by market losses, tapping home equity has been a safety net.  But it can be a risky one.  If your... 

Understanding Actively Managed Exchange Traded Funds

With so many investors and their advisors questioning traditional market thinking about index-based investing, exchange traded funds (ETFs) are starting to move beyond their traditional passive, index territory into more active management.  To some, it’s a fad. To others, it’s a serious...