Dealing With Companywide Pay and Benefits Cuts

Even as the economy shows a few glimmers of improvement, most economists expect some continuation of job, pay and benefits cuts to continue throughout the year.  What can you do about these moves, even if they’re still in the rumor stage? Hold a family meeting: Talking about money issues is a... 

Even When a Spouse Dies, Debt Lives On

The death of a loved one is a paralyzing event. Many survivors find it difficult, if not impossible to start dealing with the financial afterlife of a spouse even if they’ve planned extraordinarily well. Consider then, the one single element that can turn this difficult process into a lengthy nightmare... 

Re-setting the Business Exit Plan in a Tough Economy

The unpredictability of the markets and the economy has reset plenty of retirement plans, and that’s been especially true for business owners.  Business owners on the brink of retirement are facing potentially the worst conditions for selling or handing off a business in decades. But their circumstance... 

What if Your Employer Doesn’t Want You to Retire? Planning for a Second – or Third – Career Act

The mass Baby Boomer retirement anticipated over the next 20-30 years is expected to create an overall U.S. labor shortage of 35 million workers. That’s potentially good news for future retirees who either want to work or need to work due to the recent investment downturn. A recent study by Hewitt...